Loans
Personal Loan
Overview
We can help you turn your dreams into reality with a Personal Loan from Crossroads.
Key Features
- Fixed or variable rates available
- Flexible loan repayments options
- Option to pay loan off early with no charges
Consolidation Loan
Overview
Do you have outstanding debts? Would you like to restructure your loans and credit cards? We can help consolidate your debts to save you money and pay off debts quicker.
Key Features
- Consolidate credit cards, store cards or loans
- Flexible repayment options
- Option to pay loan off early with no penalties
RRSP Loan
Overview
Looking to build your retirement savings? We can help.
Key Features
- Top up your RRSP contributions to lower your tax bill.
- Increase your retirement savings
- Flexible repayment options
Quick Loan
Overview
We all have unexpected expenses at one time or another. A Quick Loan from Crossroads could be a great option for you. You can use to your limit, pay it off and then use it again.
Key Features
- One time approval - once approved you do not need to reapply
- Only pay interest on what you use
- Revolving credit
Line of Credit
Overview
Sometimes we all need a little help before pay day. We can help with a Line of Credit giving you extra protection and peace of mind when you need it.
Key Features
- Easy access to funds
- Overdraft protection
- Interest paid monthly on what you use
Education Loans
Student Choice
Overview
Starting your secondary education journey? Let Crossroads give you the financial confidence you need so you can get to studying.
Key Features
- Flexible repayment options
- Monthly interest payments only while enrolled
- No early prepayment charges
Alternative Learning
Overview
Are you continuing your education journey but not eligible for a Student Choice Loan? Further your career with our Alternative Learning Loan.
Key Features
- Maximum $50,000 which can be used throughout your studies
- Flexible payment options
- Monthly interest payments only while enrolled
Enjoy the advantages of a Crossroads Credit Union Personal Loan
- Flexible payment options - pay back your loan on a weekly, bi-weekly, semi-monthly or monthly payment schedule.
- Personalized support - Our team of lending experts will help you find the best solution and payment option tailored to your specific needs.
- Various rate options - Your loan, your choice!
- Repay your way - Flexible repayment options that work for you.
For simple use and savings, the Classic Mastercard is the choice for you. It keeps everything easy: a low annual fee, a low interest rate, and basic purchase protection. The only decision you'll need to make is what to buy.
Get started by making an appointment with a lending specialist today.
Our nifty calculator will crunch numbers to estimate your payments, determine when you'll be paid off and more.